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Established in 1924 by founder 'Hap' Holmes (who was joined in 1934 by Marshall McDowell), Holmes & McDowell began serving both the business insurance needs and personal insurance needs of a then-rural local community.

As the landscape changed over the years, so did the agency: Employee count grew to its present-day staff of 11 (which includes principals, commercial lines and personal lines Account Management Specialists, and support staff), and the number of insurance companies represented increased from one (who we continue to represent to this day) to more than two dozen highly-rated commercial and personal lines carriers. An ongoing commitment to the most current technology systems has allowed us to serve our customers timely and efficiently as well as to bring them meaningful value-added services, including the convenience to conduct business with us on a 24/7 basis.

From providing basic business insurance for an early 20th century local merchant, Holmes & McDowell has gained the expertise to now offer customized and advanced insurance programs for business clients throughout New Jersey and beyond - such programs are available for a wide variety of clients such as Municipalities, School Boards, Volunteer Emergency Services, Social Services, Contractors, Technology Companies, Restaurants, Printers, and Automobile Service accounts as well as Retail and Professional Office programs. From protecting the local homeowner of a sleepy farming community, we now offer products that meet the more complex insurance needs of today's individuals and families - through our Personal Lines Department we provide highly competitive Homeowners, Personal Auto, Personal Umbrella, and Life Insurance policies plus insurance protection for clients' Watercraft, Motorcycles, and Mobile Homes.

Throughout the years we've become more sophisticated in order to meet the insurance needs of an increasingly complex society; however, much the same as Mr. Holmes & Mr. McDowell had done many years ago, the agency that still bears their name continues to serve clients with the same ideals that made them successful in their time. We believe these ideals are reflected in our current Mission Statement:

To establish long term relationships with individuals and businesses by providing quality insurance products, professional guidance, and value-added services that meet or exceed their expectations - guided by honesty and integrity-and always with the clients' best interest in mind.

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