Car Insurance for New Jersey residents
Accidents Happen. Are you properly covered?
Protect your vehicle and family from accidental liability.
In order to properly protect you and your loved ones from the ever-present dangers on the road, it is imperative to have the right auto insurance coverage. Car insurance serves to protect the insured from liability resulting from a mistake or accident that causes injury to another person and/or their property. Auto insurance can also cover damage to the vehicle through via comprehensive, collision, theft and other perils.
Collision coverage pays for the damages to the insuredâ€™s car in the case of an accident or collision, while comprehensive (also know as â€śother than collisionâ€ť) covers losses resulting from theft, fire, flood or vandalism damage. Medical payments insurance can also be included in individual automobile policies, which enables the insured to have medical and funeral expenses covered after a car accident.
The NJ Allianceâ€™s trusted partner insurance agents understand the vast differences in coverage throughout the varying auto insurance policies, including the types of coverage that will be appropriate and affordable for each family or individual. Allow the NJAA to complete the extensive research for you, relying on our years of expertise and in-depth knowledge.